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Friday, November 20, 2009
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FLORIDA
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Call us at (800) 940-3002
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Florida Office of Insurance Regulation
http://www.floir.com/index.aspx
200 East Gaines Street
Tallahassee, FL 32399
(850) 413-3140
The Office serves Floridians through its responsibilities for regulation, compliance
and enforcement of statutes related to the business of insurance. The Office is
also entrusted with the duty of carefully monitoring statewide industry markets.
Legislation from 2002 placed the regulation of banking, securities and insurance
under two appointed officials who are selected by the Financial Services Commission.
The commission, which comprises the governor and Cabinet, appoints the commissioner
of the Office of Insurance Regulation (Office). The Office is administratively housed
in the Department of Financial Services but reports directly to the Financial Services
Commission.
The Office of Insurance Regulation has primary responsibility for regulation, compliance
and enforcement of statutes related to the business of insurance and the monitoring
of industry markets. Business Units within the Division are organized into centers
of regulatory expertise related to life and health, property and casualty, specialty
lines and other regulated insurance entities. It is within the Office of Insurance
Regulation that the mission of public protection is implemented through regulatory
oversight of company solvency, policy forms and rates, market conduct performance
and new company entrants to the Florida market.
Consumer Guides
Life Insurance & Annuities
When considering purchasing an annuity, it is important that you understand your
needs and the products that are available to meet them. This guide is designed to
point out the differences between life insurance and annuities as investments, and
how to find the plan that is right for you.
Annuities
Annuities: Types
and Characteristics
Equity
Indexed Annuity Alert
Overview
Life Insurance:
Types & Characteristics
Annuity Rack Card
Answers common questions buyers have regarding the purchase of an annuity.
English 1.5MB 2008
Life & Annuities Guide
When considering purchasing an annuity, it is important that you understand your
needs and the products that are available to meet them. This guide is designed to
point out the differences between life insurance and annuities as investments, and
how to find the plan that is right for you.
English 7.7MB 2008
Viatical & Life Settlements Guide
Viatical settlements provides a life insurance policyholder a cash benefit for a
life policy before the death of the insured. This booklet helps define terms used
in such settlements and offers guidelines to see whether such an investment is right
for you.
English
1.5MB 2006
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