Term Life Insurance

Thursday, December 08, 2016
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FLORIDA

Call us at (800) 940-3002  
Florida Office of Insurance Regulation
http://www.floir.com/index.aspx
200 East Gaines Street
Tallahassee, FL 32399
(850) 413-3140

The Office serves Floridians through its responsibilities for regulation, compliance and enforcement of statutes related to the business of insurance. The Office is also entrusted with the duty of carefully monitoring statewide industry markets.

Legislation from 2002 placed the regulation of banking, securities and insurance under two appointed officials who are selected by the Financial Services Commission. The commission, which comprises the governor and Cabinet, appoints the commissioner of the Office of Insurance Regulation (Office). The Office is administratively housed in the Department of Financial Services but reports directly to the Financial Services Commission.

The Office of Insurance Regulation has primary responsibility for regulation, compliance and enforcement of statutes related to the business of insurance and the monitoring of industry markets. Business Units within the Division are organized into centers of regulatory expertise related to life and health, property and casualty, specialty lines and other regulated insurance entities. It is within the Office of Insurance Regulation that the mission of public protection is implemented through regulatory oversight of company solvency, policy forms and rates, market conduct performance and new company entrants to the Florida market.

Consumer Guides


Life Insurance & Annuities
When considering purchasing an annuity, it is important that you understand your needs and the products that are available to meet them. This guide is designed to point out the differences between life insurance and annuities as investments, and how to find the plan that is right for you.

Annuities
Annuities: Types and Characteristics
Equity Indexed Annuity Alert

Overview
Life Insurance: Types & Characteristics

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Annuity Rack Card
Answers common questions buyers have regarding the purchase of an annuity.
English 1.5MB 2008

life and annuities cover
Life & Annuities Guide
When considering purchasing an annuity, it is important that you understand your needs and the products that are available to meet them. This guide is designed to point out the differences between life insurance and annuities as investments, and how to find the plan that is right for you.
English 7.7MB 2008

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Viatical & Life Settlements Guide
Viatical settlements provides a life insurance policyholder a cash benefit for a life policy before the death of the insured. This booklet helps define terms used in such settlements and offers guidelines to see whether such an investment is right for you.
English 1.5MB 2006

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