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Call us at (800) 940-3002  
The Delaware Insurance Commissioner and Department of Insurance
841 Silver Lake Blvd
Dover, DE 19904

The Insurance Commissioner's Office consists of four divisions:

Bureau of Company Examination, Rehabilitation & Guaranty
  • To ensure reliable insurance coverage at reasonable rates for Delaware consumers, the bureau:
  • Reviews applications to do business in Delaware
  • Monitors the financial operations of the 1,500 foreign and 150 domestic insurers licensed in Delaware
  • Monitors the market conduct of insurers operating in Delaware
  • Approves or contests their rate filing
  • Rehabilitates or liquidates financially impaired insurers

  • Consumer Services & Investigations Division
  • Provides information on how to make decisions that can lower the cost of insurance and increase the value the consumer receives.
  • Assists consumers in resolving conflicts with insurance companies, health coverage providers, and agents.
  • Provides arbitration hearings as a low-cost alternative to civil litigation to resolve disputed consumer claims.
  • Investigates concerns regarding all types of insurance and utilizes consumer input to review market trends, statute and rule violations, and to develop changes to the insurance law.

  • Producer Licensing & Continuing Education Division
  • To ensure competency and ethical conduct by insurance agents, brokers, limited agents, adjusters, appraisers, and consultants, the Division:
  • Develops and administers tests for entry into the field
  • Maintains permanent records on the 33,000 insurance professionals
  • Administers the Continuing Education Program
  • Provides consumers information about licensing status of a producer

  • Fraud Prevention Bureau
  • To reduce the cost of insurance fraud to consumers, the Bureau:
  • Investigates property and casualty, auto, life, health, workers compensation, provider and agent insurance fraud.
  • Provides a focal point for the anti-fraud efforts of insurance company investigators, law enforcement agencies, and prosecutors to achieve a cooperative and coordinated approach to the detection, investigation, and prosecution of insurance fraud.

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