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Friday, March 12, 2010 |
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E Effective Date (Policy Date):The date the insurance policy is effective and in force. Emergency Fund : Money set aside for emergency expenses. Evidence Clause: A statement in the policy relating to the investigation of a claim and requiring the insured to cooperate fully in an investigation by providing any records and taking exams that would satisfy the adjuster and the validity of the claim. Evidence of Insurability: Health information such as a medical exam or an attending physician's statement required to satisfy underwriting requirements. Exclusions : A provision in the contract that does not provide coverage for certain perils. Common exclusions are catastrophic hazards for property and casualty policies. A common exclusion for life insurance policies is the aviation exclusion. Expiry : The date a term life policy terminates coverage. For more reference, click on any of the letters below to find life insurance terms that begin with that letter. A B C D F G H I J K L M N O P Q R S T U V W X Y Z |
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